@import url('https://fonts.googleapis.com/css2?family=Source+Serif+4:opsz,wght@8..60,400;8..60,500;8..60,600;8..60,700&family=Inter:wght@400;500;600;700&display=swap');

:root {
  --color-navy: #10233D;
  --color-navy-light: #1B3A5C;
  --color-ink: #1A1F26;
  --color-paper: #F7F6F3;
  --color-paper-alt: #EFEDE7;
  --color-line: #DCD9D1;
  --color-slate: #5B6470;
  --color-gold: #C9A24B;
  --color-gold-dark: #A9813A;
  --color-white: #FFFFFF;
  --font-display: 'Source Serif 4', Georgia, serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --radius-sm: 4px;
  --radius-md: 8px;
  --shadow-soft: 0 4px 24px rgba(16, 35, 61, 0.08);
  --shadow-card: 0 2px 12px rgba(16, 35, 61, 0.06);
  --container: 1200px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
  * {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--color-ink);
  background: var(--color-paper);
  line-height: 1.6;
  font-size: 16px;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: var(--color-navy);
  text-decoration: none;
}

h1, h2, h3, h4 {
  font-family: var(--font-display);
  color: var(--color-navy);
  line-height: 1.2;
  margin: 0 0 0.5em;
  font-weight: 600;
}

h1 { font-size: clamp(2.1rem, 4vw, 3.4rem); }
h2 { font-size: clamp(1.6rem, 3vw, 2.3rem); }
h3 { font-size: 1.3rem; }

p { margin: 0 0 1em; color: var(--color-slate); }

.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}

.eyebrow {
  font-family: var(--font-body);
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--color-gold-dark);
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 14px;
}

.eyebrow::before {
  content: '';
  width: 22px;
  height: 1px;
  background: var(--color-gold-dark);
  display: inline-block;
}

.skip-link {
  position: absolute;
  left: -999px;
  top: 0;
  background: var(--color-navy);
  color: var(--color-white);
  padding: 10px 18px;
  z-index: 1000;
}

.skip-link:focus {
  left: 12px;
  top: 12px;
}

a:focus-visible,
button:focus-visible,
input:focus-visible,
textarea:focus-visible,
select:focus-visible {
  outline: 2px solid var(--color-gold-dark);
  outline-offset: 3px;
}

.utility-bar {
  background: var(--color-navy);
  color: #C9D2DD;
  font-size: 0.84rem;
}

.utility-bar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 8px;
  padding-bottom: 8px;
  flex-wrap: wrap;
  gap: 8px;
}

.utility-bar a {
  color: #C9D2DD;
}

.utility-list {
  display: flex;
  gap: 22px;
  list-style: none;
  margin: 0;
  padding: 0;
  flex-wrap: wrap;
}

.utility-list li {
  display: flex;
  align-items: center;
  gap: 6px;
}

.utility-list i {
  font-size: 1rem;
  color: var(--color-gold);
}

.site-header {
  background: var(--color-paper);
  border-bottom: 1px solid var(--color-line);
  position: sticky;
  top: 0;
  z-index: 200;
}

.site-header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 14px;
  padding-bottom: 14px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.brand-logo {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
  border-radius: var(--radius-sm);
}

.brand-name {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.28rem;
  color: var(--color-navy);
  letter-spacing: 0.01em;
  line-height: 1.1;
}

.brand-name span {
  display: block;
  font-family: var(--font-body);
  font-weight: 500;
  font-size: 0.68rem;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: var(--color-slate);
  margin-top: 2px;
}

.main-nav ul {
  display: flex;
  gap: 30px;
  list-style: none;
  margin: 0;
  padding: 0;
}

.main-nav a {
  font-weight: 500;
  font-size: 0.95rem;
  color: var(--color-ink);
  position: relative;
  padding: 6px 0;
}

.main-nav a::after {
  content: '';
  position: absolute;
  left: 0;
  bottom: 0;
  height: 2px;
  width: 0;
  background: var(--color-gold-dark);
  transition: width 0.2s ease;
}

.main-nav a:hover::after,
.main-nav a[aria-current="page"]::after {
  width: 100%;
}

.main-nav a[aria-current="page"] {
  color: var(--color-navy);
  font-weight: 600;
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 16px;
}

.nav-toggle {
  display: none;
  background: none;
  border: 1px solid var(--color-line);
  border-radius: var(--radius-sm);
  width: 42px;
  height: 42px;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  color: var(--color-navy);
  cursor: pointer;
}

.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 26px;
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: 0.95rem;
  border: 1px solid transparent;
  cursor: pointer;
  transition: background 0.18s ease, color 0.18s ease, border-color 0.18s ease;
  white-space: nowrap;
}

.btn-primary {
  background: var(--color-navy);
  color: var(--color-white);
}

.btn-primary:hover {
  background: var(--color-navy-light);
}

.btn-outline {
  background: transparent;
  color: var(--color-navy);
  border-color: var(--color-navy);
}

.btn-outline:hover {
  background: var(--color-navy);
  color: var(--color-white);
}

.btn-gold {
  background: var(--color-gold);
  color: var(--color-navy);
}

.btn-gold:hover {
  background: var(--color-gold-dark);
  color: var(--color-white);
}

.hero {
  position: relative;
  background: var(--color-navy);
  color: var(--color-white);
  overflow: hidden;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  align-items: center;
  gap: 48px;
  padding: 88px 0 96px;
}

.hero h1 {
  color: var(--color-white);
}

.hero .eyebrow {
  color: var(--color-gold);
}

.hero .eyebrow::before {
  background: var(--color-gold);
}

.hero-lead {
  color: #C9D2DD;
  font-size: 1.12rem;
  max-width: 540px;
}

.hero-actions {
  display: flex;
  gap: 16px;
  margin-top: 32px;
  flex-wrap: wrap;
}

.hero-figure {
  position: relative;
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-soft);
}

.hero-figure img {
  width: 100%;
  height: 460px;
  object-fit: cover;
}

.hero-stats {
  position: absolute;
  left: 24px;
  bottom: 24px;
  right: 24px;
  background: rgba(16, 35, 61, 0.88);
  backdrop-filter: blur(6px);
  border-radius: var(--radius-sm);
  padding: 18px 22px;
  display: flex;
  justify-content: space-between;
  gap: 12px;
}

.hero-stat strong {
  font-family: var(--font-display);
  font-size: 1.5rem;
  display: block;
  color: var(--color-gold);
}

.hero-stat span {
  font-size: 0.76rem;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  color: #C9D2DD;
}

.section {
  padding: 84px 0;
}

.section-alt {
  background: var(--color-paper-alt);
}

.section-header {
  max-width: 680px;
  margin: 0 0 48px;
}

.section-header.center {
  margin-left: auto;
  margin-right: auto;
  text-align: center;
}

.trust-strip {
  border-bottom: 1px solid var(--color-line);
  background: var(--color-white);
}

.trust-strip .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
  padding: 26px 24px;
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--color-slate);
  font-size: 0.9rem;
  font-weight: 500;
}

.trust-item i {
  font-size: 1.25rem;
  color: var(--color-gold-dark);
}

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
}

.card {
  background: var(--color-white);
  border: 1px solid var(--color-line);
  border-radius: var(--radius-md);
  padding: 32px 28px;
  box-shadow: var(--shadow-card);
}

.card-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-sm);
  background: var(--color-paper-alt);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  font-size: 1.5rem;
  color: var(--color-navy);
}

.card h3 {
  margin-bottom: 10px;
}

.card p:last-child {
  margin-bottom: 0;
}

.process-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.process-step {
  border-top: 3px solid var(--color-gold);
  padding-top: 18px;
}

.process-num {
  font-family: var(--font-display);
  font-size: 1.6rem;
  color: var(--color-gold-dark);
  display: block;
  margin-bottom: 10px;
}

.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
}

.split img {
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-card);
  width: 100%;
  height: 380px;
  object-fit: cover;
}

.split-reverse {
  direction: rtl;
}

.split-reverse > * {
  direction: ltr;
}

.fact-list {
  list-style: none;
  margin: 22px 0 0;
  padding: 0;
}

.fact-list li {
  display: flex;
  gap: 12px;
  padding: 12px 0;
  border-bottom: 1px solid var(--color-line);
  color: var(--color-ink);
}

.fact-list li:last-child {
  border-bottom: none;
}

.fact-list i {
  color: var(--color-gold-dark);
  font-size: 1.2rem;
  flex-shrink: 0;
  margin-top: 2px;
}

.cta-band {
  background: var(--color-navy);
  color: var(--color-white);
  text-align: center;
  padding: 72px 0;
}

.cta-band h2 {
  color: var(--color-white);
}

.cta-band p {
  color: #C9D2DD;
  max-width: 560px;
  margin: 0 auto 28px;
}

.cta-actions {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
}

.table-wrap {
  overflow-x: auto;
  border: 1px solid var(--color-line);
  border-radius: var(--radius-md);
  background: var(--color-white);
}

table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.94rem;
}

th, td {
  text-align: left;
  padding: 14px 18px;
  border-bottom: 1px solid var(--color-line);
}

th {
  background: var(--color-paper-alt);
  color: var(--color-navy);
  font-family: var(--font-display);
  font-weight: 600;
}

tr:last-child td {
  border-bottom: none;
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.form-field {
  display: flex;
  flex-direction: column;
  gap: 6px;
  margin-bottom: 18px;
}

.form-field.full {
  grid-column: 1 / -1;
}

label {
  font-weight: 600;
  font-size: 0.88rem;
  color: var(--color-navy);
}

input, textarea, select {
  font-family: var(--font-body);
  font-size: 0.96rem;
  padding: 12px 14px;
  border: 1px solid var(--color-line);
  border-radius: var(--radius-sm);
  background: var(--color-white);
  color: var(--color-ink);
}

textarea {
  resize: vertical;
  min-height: 130px;
}

.checkbox-field {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  flex-direction: row;
}

.checkbox-field input {
  margin-top: 4px;
  width: auto;
}

.checkbox-field label {
  font-weight: 400;
  font-size: 0.88rem;
  color: var(--color-slate);
}

.form-note {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  background: var(--color-paper-alt);
  border-radius: var(--radius-sm);
  padding: 16px 18px;
  font-size: 0.86rem;
  color: var(--color-slate);
  margin-top: 8px;
}

.form-note i {
  color: var(--color-gold-dark);
  font-size: 1.2rem;
  flex-shrink: 0;
}

.form-status {
  margin-top: 16px;
  padding: 14px 16px;
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
  display: none;
}

.form-status.visible {
  display: block;
}

.form-status.success {
  background: #E9F3EA;
  color: #2A5E33;
  border: 1px solid #BEDDC1;
}

.form-status.error {
  background: #FBEAEA;
  color: #8A2C2C;
  border: 1px solid #F0C6C6;
}

.contact-info-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 56px;
}

.contact-info-card {
  background: var(--color-white);
  border: 1px solid var(--color-line);
  border-radius: var(--radius-md);
  padding: 26px;
  text-align: center;
}

.contact-info-card i {
  font-size: 1.8rem;
  color: var(--color-gold-dark);
  margin-bottom: 12px;
}

.contact-info-card h3 {
  font-size: 1.05rem;
  margin-bottom: 8px;
}

.contact-info-card p {
  margin: 0;
  font-size: 0.92rem;
}

.map-frame {
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 1px solid var(--color-line);
  box-shadow: var(--shadow-card);
}

.map-frame iframe {
  width: 100%;
  height: 360px;
  border: 0;
  display: block;
}

.legal-page .section {
  padding-top: 56px;
}

.legal-content {
  max-width: 820px;
}

.legal-content h2 {
  margin-top: 2em;
}

.legal-content h2:first-child {
  margin-top: 0;
}

.legal-content ul {
  color: var(--color-slate);
  padding-left: 22px;
}

.legal-content li {
  margin-bottom: 8px;
}

.legal-meta {
  color: var(--color-slate);
  font-size: 0.88rem;
  margin-bottom: 36px;
}

.legal-toc {
  background: var(--color-white);
  border: 1px solid var(--color-line);
  border-radius: var(--radius-md);
  padding: 22px 26px;
  margin-bottom: 40px;
}

.legal-toc h2 {
  font-size: 1.05rem;
  margin-bottom: 12px;
}

.legal-toc ol {
  margin: 0;
  padding-left: 20px;
  columns: 2;
  color: var(--color-slate);
}

.disclaimer-box {
  background: #FCF6E8;
  border: 1px solid #E9D9A8;
  border-radius: var(--radius-md);
  padding: 22px 26px;
  margin-bottom: 40px;
  display: flex;
  gap: 14px;
}

.disclaimer-box i {
  color: var(--color-gold-dark);
  font-size: 1.4rem;
  flex-shrink: 0;
}

.disclaimer-box p {
  margin: 0;
  color: #6B5A28;
  font-size: 0.92rem;
}

.page-header {
  background: var(--color-navy);
  color: var(--color-white);
  padding: 56px 0 52px;
}

.page-header h1 {
  color: var(--color-white);
  margin-bottom: 10px;
}

.page-header p {
  color: #C9D2DD;
  max-width: 620px;
  margin: 0;
}

.breadcrumb {
  list-style: none;
  display: flex;
  gap: 8px;
  padding: 0;
  margin: 0 0 18px;
  font-size: 0.84rem;
  color: #9FAEC0;
}

.breadcrumb a {
  color: #C9D2DD;
}

.breadcrumb li:not(:last-child)::after {
  content: '/';
  margin-left: 8px;
  color: #5C6E84;
}

.site-footer {
  background: var(--color-navy);
  color: #B6C2D1;
  padding-top: 64px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 40px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.12);
}

.footer-brand {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 16px;
}

.footer-brand img {
  width: 38px;
  height: 38px;
}

.footer-brand span {
  font-family: var(--font-display);
  font-weight: 700;
  color: var(--color-white);
  font-size: 1.1rem;
}

.footer-col h4 {
  color: var(--color-white);
  font-family: var(--font-body);
  font-size: 0.86rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 18px;
}

.footer-col ul {
  list-style: none;
  margin: 0;
  padding: 0;
}

.footer-col li {
  margin-bottom: 11px;
  font-size: 0.93rem;
}

.footer-col a {
  color: #B6C2D1;
}

.footer-col a:hover {
  color: var(--color-gold);
}

.footer-contact-item {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  margin-bottom: 14px;
  font-size: 0.92rem;
}

.footer-contact-item i {
  color: var(--color-gold);
  font-size: 1.1rem;
  margin-top: 2px;
  flex-shrink: 0;
}

.footer-bottom {
  padding: 24px 0 32px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 0.84rem;
  color: #8294AB;
}

.footer-legal-links {
  display: flex;
  gap: 18px;
  list-style: none;
  padding: 0;
  margin: 0;
  flex-wrap: wrap;
}

.footer-legal-links a {
  color: #8294AB;
}

.footer-legal-links a:hover {
  color: var(--color-gold);
}

.cookie-banner {
  position: fixed;
  left: 20px;
  right: 20px;
  bottom: 20px;
  max-width: 680px;
  margin: 0 auto;
  background: var(--color-white);
  border: 1px solid var(--color-line);
  border-radius: var(--radius-md);
  box-shadow: 0 12px 36px rgba(16, 35, 61, 0.22);
  padding: 24px 26px;
  z-index: 500;
  display: none;
}

.cookie-banner.visible {
  display: block;
}

.cookie-banner-top {
  display: flex;
  gap: 14px;
  margin-bottom: 16px;
}

.cookie-banner-top i {
  font-size: 1.6rem;
  color: var(--color-gold-dark);
  flex-shrink: 0;
}

.cookie-banner h2 {
  font-size: 1.02rem;
  margin-bottom: 6px;
}

.cookie-banner p {
  font-size: 0.88rem;
  margin: 0;
}

.cookie-banner-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  justify-content: flex-end;
}

.cookie-banner .btn {
  padding: 10px 18px;
  font-size: 0.88rem;
}

.text-center { text-align: center; }
.mt-0 { margin-top: 0; }

.icon-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 14px;
}

.icon-list li {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  color: var(--color-slate);
}

.icon-list i {
  color: var(--color-gold-dark);
  font-size: 1.15rem;
  margin-top: 3px;
  flex-shrink: 0;
}

@media (max-width: 980px) {
  .hero-grid { grid-template-columns: 1fr; padding: 56px 0 64px; }
  .hero-figure img { height: 320px; }
  .grid-3 { grid-template-columns: 1fr 1fr; }
  .process-list { grid-template-columns: 1fr 1fr; }
  .split { grid-template-columns: 1fr; }
  .split-reverse { direction: ltr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .contact-info-grid { grid-template-columns: 1fr; }
}

@media (max-width: 760px) {
  .main-nav { display: none; }
  .nav-toggle { display: flex; }
  .utility-bar .container { justify-content: center; text-align: center; }
  .grid-3, .grid-2 { grid-template-columns: 1fr; }
  .process-list { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .form-grid { grid-template-columns: 1fr; }
  .legal-toc ol { columns: 1; }
  .section { padding: 56px 0; }
  h1 { font-size: 2rem; }

  .site-header.nav-open .main-nav {
    display: block;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--color-paper);
    border-bottom: 1px solid var(--color-line);
    padding: 18px 24px 26px;
    box-shadow: var(--shadow-soft);
  }

  .site-header.nav-open .main-nav ul {
    flex-direction: column;
    gap: 16px;
  }
}